SBA 504 Loans: Long-Term Financing for Commercial Real Estate & Business Expansion
Build Your Business With Long-Term, Fixed-Rate SBA 504 Financing
Through the SBA 504 Loan Program, qualified businesses can finance owner-occupied commercial real estate and fixed assets with competitive terms, lower down payment requirements, and predictable monthly payments.
At Leading Edge Commercial Capital, we help business owners evaluate and structure SBA 504 financing and identify lending partners aligned with the transaction and their long-term business objectives.
Common SBA 504 Loan Uses Include:
- Purchasing commercial real estate
- Constructing new business facilities
- Expanding existing locations
- Renovating or upgrading commercial property
- Purchasing long-term equipment
- Refinancing eligible commercial real estate debt
SBA 504 Loan Benefits
Preserve Your Cash Flow While Growing Your Business
Commercial real estate purchases and expansion projects require significant capital. SBA 504 Loans are designed to make these investments more manageable.
LOWER DOWN PAYMENT
SBA 504 financing can allow qualified borrowers to purchase commercial real estate with less upfront capital compared to many conventional financing options.
LONG-TERM FIXED RATES
Lock in predictable financing with long-term repayment options designed to support business stability.
PRESERVE WORKING CAPITAL
Rather than investing large amounts of cash into property or equipment, businesses can keep capital available for hiring, inventory, marketing, and growth.
FINANCE MAJOR BUSINESS ASSETS
SBA 504 Loans are specifically designed for significant fixed asset purchases, including buildings, land improvements, renovations, and equipment.
Built for Growing and Established Businesses
From small business owners to established companies, we help businesses at every stage access capital they need to grow.
Let's Discuss Your Goals
We’ll help you determine whether SBA 504 financing is an appropriate fit for your project and identify the right financing structure and lending partner.